COMPARALOAN
homeHome Loans

Best Home Loans
in India 2026

Compare home loans from 7 verified lenders. One application, one soft credit check, zero CIBIL damage.

Rates from
7.25% p.a.
Lenders
7
Up to
₹10,00,00,000
Tenure up to
30 Yrs
Apply Now — Free
Rate Range
7.25% – 9.50% p.a.
Rates are indicative. Final rate depends on credit profile and lender assessment.
7 Lending Partners

Compare Home Loans

Featured
State Bank of India
SBI Home Loan
BANK
Interest Rate
7.25% – 8.70%
per annum
Max Loan
₹5,00,00,000
Max Tenure
30 Yrs
Min Amount
₹5,00,000
Min CIBIL
700
Estimated EMI
₹46,914/mo
For ₹50,00,000 at 7.97% over 15Y 6M
Apply via Comparaloan
Bank of Baroda
BoB Home Loan
BANK
Interest Rate
7.45% – 8.50%
per annum
Max Loan
₹5,00,00,000
Max Tenure
30 Yrs
Min Amount
₹5,00,000
Min CIBIL
700
Estimated EMI
₹46,914/mo
For ₹50,00,000 at 7.97% over 15Y 6M
Apply via Comparaloan
Featured
HDFC Bank
HDFC Home Loan
BANK
Interest Rate
7.75% – 9.00%
per annum
Max Loan
₹10,00,00,000
Max Tenure
30 Yrs
Min Amount
₹3,00,000
Min CIBIL
725
Estimated EMI
₹48,084/mo
For ₹50,00,000 at 8.38% over 15Y 6M
Apply via Comparaloan
Kotak Mahindra Bank
Kotak Home Loan
BANK
Interest Rate
7.99% – 9.20%
per annum
Max Loan
₹5,00,00,000
Max Tenure
30 Yrs
Min Amount
₹5,00,000
Min CIBIL
725
Estimated EMI
₹48,734/mo
For ₹50,00,000 at 8.59% over 15Y 6M
Apply via Comparaloan
Axis Bank
Axis Home Loan
BANK
Interest Rate
8.35% – 9.40%
per annum
Max Loan
₹5,00,00,000
Max Tenure
30 Yrs
Min Amount
₹3,00,000
Min CIBIL
700
Estimated EMI
₹49,568/mo
For ₹50,00,000 at 8.88% over 15Y 6M
Apply via Comparaloan
IDFC First Bank
IDFC First Home Loan
BANK
Interest Rate
8.50% – 9.25%
per annum
Max Loan
₹5,00,00,000
Max Tenure
30 Yrs
Min Amount
₹5,00,000
Min CIBIL
700
Estimated EMI
₹49,568/mo
For ₹50,00,000 at 8.88% over 15Y 6M
Apply via Comparaloan
ICICI Bank
ICICI Home Loan
BANK
Interest Rate
8.75% – 9.50%
per annum
Max Loan
₹10,00,00,000
Max Tenure
30 Yrs
Min Amount
₹3,00,000
Min CIBIL
725
Estimated EMI
₹50,318/mo
For ₹50,00,000 at 9.13% over 15Y 6M
Apply via Comparaloan
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Interest rates and EMI figures shown are indicative and based on representative loan amounts. Actual rates are determined by lenders based on your credit profile, income, and eligibility. Comparaloan is operated by Allumer Fintech Private Limited (CIN: U66190PN2025PTC240927). We are not a lender.