personPersonal Loans

Best Personal Loans
in India 2026

Compare personal loans from 4 verified lenders. One application, one soft credit check, zero CIBIL damage.

Rates from
10.05% p.a.
Lenders
4
Up to
₹50,00,000
Tenure up to
6 Yrs
Apply Now — Free
Rate Range
10.05% – 16.00% p.a.
Rates are indicative. Final rate depends on credit profile and lender assessment.
4 Lending Partners

Compare Personal Loans

State Bank of India
SBI Personal Loan
BANK
Interest Rate
10.05% 14.30%
per annum
Max Loan
₹35,00,000
Max Tenure
6 Yrs
Min Amount
₹50,000
Min CIBIL
700
Estimated EMI
₹15,588/mo
For ₹5,00,000 at 12.18% over 3Y 3M
Apply via Comparaloan
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ICICI Bank
ICICI Personal Loan
BANK
Interest Rate
10.25% 16.00%
per annum
Max Loan
₹50,00,000
Max Tenure
5 Yrs
Min Amount
₹50,000
Min CIBIL
725
Estimated EMI
₹16,877/mo
For ₹5,00,000 at 13.13% over 3 Yrs
Apply via Comparaloan
HDFC Bank
HDFC Personal Loan
BANK
Interest Rate
10.50% 14.50%
per annum
Max Loan
₹40,00,000
Max Tenure
5 Yrs
Min Amount
₹50,000
Min CIBIL
725
Estimated EMI
₹16,727/mo
For ₹5,00,000 at 12.50% over 3 Yrs
Apply via Comparaloan
Kotak Mahindra Bank
Kotak Personal Loan
BANK
Interest Rate
10.75% 15.00%
per annum
Max Loan
₹40,00,000
Max Tenure
6 Yrs
Min Amount
₹50,000
Min CIBIL
700
Estimated EMI
₹14,851/mo
For ₹5,00,000 at 12.88% over 3Y 6M
Apply via Comparaloan
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Interest rates and EMI figures shown are indicative and based on representative loan amounts. Actual rates are determined by lenders based on your credit profile, income, and eligibility. Comparaloan is operated by Allumer Fintech Private Limited (CIN: U66190PN2025PTC240927). We are not a lender.